My apologies to who sent me a note a while back and asked why I didn't use BIL / Cash returns as one of the Risk Off options for the Triad strategies. Ironically this is one of the changes that I made from GPM to GPMv is adding BIL as a Risk Off option, but inexplicably left it out of Triad. It doesn't make a large difference including or excluding BIL, but it does lower the Ulcer Index a little bit and ultimately a worthy inclusion especially as it is more adaptable to higher rate periods.

Sorry that I don't remember who asked me about this, would like to give credit where credit is due, thank you.